I moved here from Florida after seeing the projected growth.With little credit history, it will probably be your best bet to build up your credit to become more lendable, or to go DSCR so the loan is strictly based on the performance of the property. 

I am strictly a buy and hold investor.

BBL has very strict STR guidelines, if your Max Occ sign doesn't match what they have on record, according to the County Assessor, you may have code enforcement come calling.

For example the VA loan requires 0 down but are very strict on property condition so you probably won't be a great investment.

There are some lenders who have strict overlays and that may hurt them if they go through a smaller lender or credit union. 

. - Strict local regulations can also sometimes increase compliance-related maintenance costsCost-saving strategies I've seen help:- Preventative maintenance programs can help reduce overall costs obviously - Some investors report success with in-house maintenance teams for larger portfolios- Energy-efficient upgrades can help reduce utility costs in the long runYour specific costs will depend on factors like the age and condition of your properties, your management style, and the specific neighborhoods you're invested in, but hope this helps!

@Mike HoherchakUnfortunately the 6 months reserves is a pretty strict rule.

I wanted to start by house hacking but (1) I am not allowed due to strict HOA rules and (2) my city isn't as desired as the next city over. 

Nashville definitely has laid out their regulations and been very strict on them but the good news is that they seem to have consistently stuck by them when challenged.  

Yes, I didn't realize this was a strictly real estate website until after I posted.