THEN, I plan to purchase the second home using a FHA or conventional loan (3%-5% down), for which I will likely pay the monthly cost out-of-pocket, maybe with some rental income support if it is a duplex.My concern is, I do not want to spend my savings or weigh down my debt-to-income ratio so much so that I cannot qualify for and pay the down payment and closing for the lending on the second home.Questions: - With the first home being multi-family, 75% of the rental income (or potential rental income initially) will relatively either maintain or boost my debt-to-income ratio from lenders' perspectives, right? 

More doors means less vacancies and it might motivate you to save up and buy a new SFR when you are ready to settle down.

@Sean GammonsIf you’re aiming to buy two properties in a year, start with an owner-occupied duplex using an FHA loan, leveraging rental income to qualify.

Start there and see what you think.

Maybe start with adding 1 more property instead of 3.

It's super easy to use and will save you a ton of time :)The team at Steadily is absolutely fantastic!

The $10,000 is better saved for legal defense. 

If it's 2/5 previous years you stand to save more on taxes than you would renting the property.

@Laura GenoneI have my own information saved as a contact in my phone and it allows me to text, airdrop, or email my information to people I network with.

Inherently the steps are the same as if you were purchasing with financing save potentially less closing costs and ability to close sooner (if needed).The terms of your offer (ie -contingencies, closing cost splits etc) will determine what is different.