Citizens Bank approved a $390k HELOC for me. 

In this scenario, are both mortgages considered senior liens, or is the one recorded earlier in the book, indicated by the lower page number, deemed the senior lien?

This expansion is being driven by the growing need for senior housing in the state, particularly to accommodate the Baby Boomer generation.

Even for US Citizens, many US banks won't do loans with investors from out of the state (they want local tie).  

Good Senior escrow officer should be able to handle this no problem.

The response rate was great, and we ended up finding an older lady who was moving to a senior living facility and wanted to sell the house as-is with no contingencies.

If short sale sale due to reverse mortgage or foreclosure then the borrower/principal homeowner per HUD [the foolish sponsor of the conniving manipulative reverse mortgage industry that is out to take homes from remaining Baby Boomer seniors & elders so younger families can purchase the homes instead while those seniors and elders are placed into senior living centers etc.

Miami condo insurance with Citizen is relatively cheap.

In my experience, best case scenario you get 2 years out of each group as they're usually only looking to rent for Junior/Senior year. 

This statement alone may trigger more educating to me from some senior investors.