Quote from @Stetson Oates: The vast majority of disputes are over security deposits and the most a landlord could lose is 3x the deposit amount.Slip-and-fall or other major lawsuits almost never happen.

Post '08' people had the luxury to analyze for "cheap" vs the pre-'08' pricing and feel a sense of security in there current price acquisitions. 

That's more like a typical security deposit to rent an apartment, lol. 

With your strong credit score, high income, and solid investment portfolio, you are in a great position to secure financing for an investment property in the U.S., and as they've mentioned above DSCR is something you might want to look at.

or have you found various creative solutions to secure favorable terms?

Add outdoor security cameras (just let guests know they’re there) and maybe some motion-sensor lights for extra safety.

And I STILL have a ways to go to get my first social security check at 62.  ;-)  I have 8 SFR, all in A- to A areas.  

Can You Secure a Second FHA Loan?

Whether you’re buying or building, focus on doing so below market value to secure immediate equity or strong cash flow potential.It's also important to thoroughly research the local market—pay attention to trends like rent potential, job growth, and population increases.

I need something simple that I could utilize today.Thanks you will not be able to get something today. in order to pull credit typically you must have a background check done on you and the company will also come visit your office and confirm you have specific security policies and procedures in place.