Just call a local title company, find one with good reviews, and ask them to give you an idea of the fees. 

The biggest ones I'm aware of include:* Limit the availability of new AL licenses to only interior districts;* Increase the tax rates for AL;* Force a review of existing AL licenses in 2030; Don't know.

Is it too much of a hurdle for the Local, Esq. to review the local law? 

I’ve seen mixed reviews.

Reviewing this will help you get an understanding of who they are. 

He said that he has to go back a number of years to determine any losses that were not allowed for NJ that can be added to basis...He stated that NJ does not allow net losses on rental properties ; however, those losses can get added to NJ basis so he said he has to go back and review all my losses over time.  

Review Borrower profile. 

I would pay one of them to review the full details of the transaction and give you a road map of how to proceed before going any further.

During that time, the GC and the subs to review how the subs arrived at their number.

You really don't need any up front cash other than having an attorney review your contracts