Quote from @Jaycee Greene: If you go the conventional/DSCR route, these are considered "Commercial" loans and the properties are referred to as "Non Owner-Occupied" and, as such, the cash flow of the property is most important, and your DTI is not generally included in the underwriting.

Also, I've been asking most people I talk with for references and keep getting in contact with more people, all of whom have been happy to chat for a few minutes.

Does anyone have specific reference that gives clarity to this situation?

The owner of the property I purchased is litigious in that they have filed a number of frivolous law suits in reference to the property. 

I believe these are the ones you are referring to.

Have you ever considered hiring someone that uses software (like Matterport) to 360 map and image your unit for prospective tenants to do virtual tours?

So I'd be doing my best to get the highest possible rent/revenue but without needing or counting on that.What you refer as cut-throat competition exists in every market where you have demand.

I have a decent amount of property managers that I really trust and can refer you to them! 

@Jason Mayer no, but I have an agent that has a few Section 8s himself who I refer my clients to for Denver/Colorado Springs.

And what kind of protection are you referring to?