A week ago I received a shelter verification form from DSS for a male individual who I don't know at my apartment.

This is very important and can cost you a lot if you don't pay attention to these rules / regulations. 

I have to ask Stephen, and no offense; are you associated or receive compensation from traceestate.com?  

We don't have ANY lenders that pay to receive loans.

Personally, I follow this standard for every application I receive:- Income of at least 3 times the monthly rent (verified through the employer)- Credit score of 580+- Rental verification with past landlords (no outstanding balances, no late payments, and the property left in acceptable condition)- No history of collections, evictions, or criminal offenses- No overdue debt (except medical debt)This process has helped me place quality tenants over the years.

So, consider the source when receiving advice from out of town contributors. 

I am thankful for all of the advice I've received on this platform and grateful for this community.

They'll receive back only the bid amount.

I was merely browsing Amazon and saw quite a few that grabbed my attention.

With your budget, you could potentially house hack or grab two smaller properties to diversify your investments.