![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3110073/small_1738082272-avatar-naveenkumarv.jpg?twic=v1/output=image&v=2)
6 February 2025 | 2 replies
Plus, that is the cheapest that money will ever be for you. 2.65% interest rate?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/558026/small_1621492549-avatar-davidr181.jpg?twic=v1/output=image&v=2)
7 February 2025 | 13 replies
We have a 3% rate so dont want to refi but the property has appreciated quite a bit so would like to tap into that equity to fund our next deal.I am having some trouble finding lenders that offer helocs on investment properties.Does anyone know of any banks and/or lenders that do helocs on investments?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3175439/small_1738007928-avatar-leticiaz4.jpg?twic=v1/output=image&v=2)
1 February 2025 | 1 reply
View report*This link comes directly from our calculators, based on information input by the member who posted.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3163075/small_1735687515-avatar-bradk182.jpg?twic=v1/output=image&v=2)
27 January 2025 | 3 replies
Quote from @Brad Kremer: Hi everyone,I own a cash-flowing duplex in Austin, TX, that I bought 8 years ago when rates were considerably lower than they are today.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/763255/small_1694878518-avatar-susank26.jpg?twic=v1/output=image&v=2)
30 January 2025 | 6 replies
Yes, as S-Corp owners deferring salary into a Solo 401(k), you must still pay FICA taxes (Social Security & Medicare) on the deferred income since FICA is based on W-2 wages, not taxable income.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3108130/small_1724707588-avatar-rened28.jpg?twic=v1/output=image&v=2)
1 February 2025 | 2 replies
We don’t have an immediate need for the cash and current rates are attractive, so would love to hear what the pro/cons of seller financing are in this situation?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1334181/small_1694650410-avatar-hildao.jpg?twic=v1/output=image&v=2)
3 February 2025 | 2 replies
He was a realtor based in the Midwest (I think the greater Chicago area) and was talking about off vs. on market deals and the importance of choosing equity over cash flow.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2975098/small_1710689086-avatar-shannonl135.jpg?twic=v1/output=image&v=2)
4 February 2025 | 18 replies
My basic underwriting making some standard assumptions on HOA expenses, 20% down, 7% interest rate, 30 year mortgage, utilities, supplies, and maintenance costs shows a loss of about $22k per year if you are self managing.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/52018/small_1621411607-avatar-chrisnmandy.jpg?twic=v1/output=image&v=2)
5 February 2025 | 18 replies
Elite’s rates are a little higher but they sound MUCH more flexible.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2804856/small_1717796529-avatar-chriss1671.jpg?twic=v1/output=image&v=2)
28 January 2025 | 20 replies
It's a GA LLC, but we're based out of CA.