Often times we get emotionally over-optimistic about a particular property and we lose sight of the potential downside.I'm not sure if youve ever heard of a Monte Carlo simulation, but what that does is take your projected numbers and runs them through a predetermined number of simulations, sometimes over 1 million different scenarios if you wanted it to.

.- Our lease includes a "Purchase Option" clause, which when the tenant signs states that if they meet the conditions of our 4 year program they can purchase the property at the pre-determined price.

This would have to meet predetermined criteria that you set though, because you don't want them to send you everything under the sun that is a crap deal. 

Would it be a strategy to offer to cover the default amount or someway get in to contract on basis of saving the home from foreclosure and maybe think about renting to them....or allow them to continue to live there until a pre-determined time and then get viable tenants in???

The % is pre-determined and the only way you affect that as the buyer is whether it all goes to the seller’s agent and their brokerage or if it gets split between 2 agents and their brokerages.

the answer you get back is almost pre-determined.   

I have so many requests from Zillow and i am trying to work on schedules with prospective tenants so that I can show them on a predetermined time.

Simple.Option B) There aren't separate utility meters, so you charge each tenant a predetermined monthly utility fee.

So I did some research and due diligence on said property, went to bank and got enough in certified checks to cover 10% down payment just in case I decided to bid up to a predetermined amount.So..

Each property/loan is calculated on its own for a predetermined return/recovery.