Most are folks that have the emotional control of a 5 year old, controlling attitude, an omniscient narrative in every thread & topic, act like an online hall monitor, and constant attention seeking. 

If you want the best rate, I would find the cheapest online lender you can find where you are number 37 out of 70 for the month.

Here is my system that I have shared on the forums previously:It all starts with online ads, within which are several pre-screening questions I request be answered in their response to my ad.

The FF rates in my zipcode are higher than I expected and their quality is less than what I'm bringing online! 

unfortunately this marketing specialist was NOT a specialist in marketing for real estate businesses, did not understand the unique requirements and characteristics of real estate, and hence implemented their “generic” on line marketing program.  

An instructor can make it better, but most are online now anyway.

Checked info online and should be getting some sort of updates, but nada.

If you want to understand 5-year outlook, I'd look for multifamily construction data in your area to understand what level of new units is and will be coming online in the near future. 

There are a ton of online resources.You could also look at the Arcade1 cabinets as well as the Gamer Legends stuff.

For contact management like that its awesome to search for specific types of people and locations or just data like "how long does it take to foreclose in texas".We have some other use cases as well that we use to track not only ours but competitors results online and learning what does and does not work for different aspects of the business.