Can anyone recommend a company that offers a builders risk policy to cover the construction period but then will also allow a cancellation and refund after work is finished to convert into a standard landlord policy.  

It would be a second mortgage that I wouldn't be able to use as an investment property for a certain period of time.

So the fire victims will require housing in the rebuild period. 

Make use of the 6 month period, don't commit until you're ready to spend the time. 

What period of time does it cover?

Almost all DSCR loans will have either A) a prepayment penalty which prevents you from selling or refinancing within a given period without paying a cost, or B) a combination of higher rates and points to offset the lack of a prepayment penalty.

There is always a transition period where selling owner stays on and over time new owner transitions into full control.

ARK 7 can sell stocks within investors after minimum holding period.

What is the most efficient method to connect with potential renters or claims representatives?

What steps would you recommend to minimize damages and resolve this issue efficiently?