. - provided you can resist the urge to spend it instead of using it as intended.Yes, you can add to the principal payment amount every month if your budget supports that.Here's the piece that folks tend to gloss over: This method of debt acceleration only works if you have money left over at the end of the month after all your debts and expenses are covered. 

Such cities tend to have lower prices that rise slowly due to limited demand.

Plumbers are nuts. 

Most agents, I can tell you from experience, will not spend too much time on you since your so fairly new and at your purchase price your not a big fish so they will tend to put you on the back burner since heir return is not going to be a game changer.

If it's a refinance, brokers or institutional lenders tend to have great terms.

That may not matter to you, but I tend to want to work with other investors, even my loan originator, realtor, title company, etc.

As far as office I remain intrigued by it, also at least in our area condos have been brutally hit and I think offer a “deal” without quite the downsides to office, I tend to think office/retail in suburban and even pandemic boom markets (I’ve started investing on the eastern shore of Md and have considered some office deals there) offers the best risk/reward of office because you have a population boom coupled with ultimately still a low supply of office space, where as urban areas have lost population and have a huge glut of supply, I think the ultimate fate of a lot of urban office trends towards zero/land value. 

Their guidance tends to be more consistent and reliable compared to the marketers associated with the program.### **Cons:**1.

I’ve been reading a lot of your comments Matt regarding crypto and tend to agree with your stance. 

Sounds like for the most part it tends to be successful.