Keep in mind all this stuff is uber regulated, very detailed, far from simple.

PS: Here is a detail tip.

Our current lender is offering us 170K cash out refi ( I will be researching this in a greater detail ).

Thanks Christina for the detailed reply.

Oh wow, absolutely love all of these tips and details!

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.The City of Detroit has 183 Neighborhoods we’ve analyzed.DM us if you’d like to discuss this logical approach in greater detail!

.), I'd recommend that the residential units fully cash flow the loan as my experience is that mixed use properties are tougher to finance as most lenders tend to prefer one or the other and something in the middle gets more difficult.For example, and granted I don't know anything about the area/neighborhood, I would expect this property (https://www.realtor.com/realestateandhomes-detail/111-NW-Har...) to be easier to finance than the mixed-use property you mentioned. 

Reports must include details of beneficial owners, such as names, birthdates, addresses, and ID documents.

I have the details in place, but need to make sure I fit within regulatory and accounting laws.

These minor details are the kind that distract people from the path of success.