For rentals, would a single floor or two floors makes sense? 

Frankly, it’s absurd.But don’t just rely on common sense.

You will pay for the higher risk with higher rates and origination fees but if the deal makes sense then congrats.

Currently have a duplex I’ve been in 3 yearsMortgage 3.65% pmt $850Tenant pays $875Heloc $30k——monthly $291The issue I am running into isRates are so high right now and it’s a lot harder to find another that will cover full mortgage.Does it make sense to leave somewhere that it is full covered to go to one that is not?

The only times this makes sense is if you are in a really hot market, especially seasonal ones where you might have 100% occupancy for the summer months or something.

Your job is to keep tightening it up (geographically and based on asset type) and meeting investors until you have a buy box that makes sense for you.There is also no point to running deals through a calculator if you are seeing them.

Otherwise, if the numbers make sense and your credit is good, it should be easy to find a lender.

If you're younger then it might make a ton of sense to take down anything you can as long as it cash flows. 

I won’t be responding to this non-sense anymore. 

At that point you should know if the deal makes sense.