Heating costs go up in winter, as does electricity due to the reduced natural light and more people indoors.

Problem is theres slim to none investors that are going to allow you to get into a property with zero skin in the game. 

Everything is dark and the curtains aren’t even open to let in natural light.  

.- The yard must be in good order with no debris, either natural or other.

I have no "skin in the game."

I can’t stress enough how important it is to stay focused and avoid some of these common pitfalls early on.Quick thoughts:Find the right Realtor – Make sure they’ve got some skin in the game with househacking or investment experience.Budget = Game Plan – That pre-approval is your marching orders.

Dennis,first and foremost, I pray nothing happens to your property.You're wrong about pricings going up after a natural disaster.

Even though you will naturally want to advertise in your area only, that is a mistake.

You'll develop tough skin and it will make other seller calls (i.e.

Did you find the higher loan amounts were worth the short-term nature of the loan?