What happened with the young couple you mentioned invested with them 

Second, their website does not mention a single thing about COMPLETED projects.  

If paying off your mortgage early is a priority, recasting might not be the best option.Not Available for All Loans: As mentioned earlier, government-backed loans are generally ineligible for recasting, and not all lenders offer this option.Who Should Consider Mortgage Recasting?

Nope can mention any that will be better risk reward than making the Delta on a 3% loan in the US.. 

@Kyle Westerman I think you're wise to wait and see where this goes.

Since you're relocating to a new market, the best advice (like someone mentioned) is to figure out where YOU will be happy.

Not to mention how these properties don't appreciate the same as a regular home. what are your thoughts? 

This is changing in Oregon as @Jay Hinrichs mentions.

And as mentioned above, if the lender you are speaking with doesn't know what that is...then you need to go to a different lender.  

In Reno and metro areas, insurance companies primarily focus on roofs, the age of the building, wiring updates, and water pipes, as mentioned @Cameron Moore.