This is possible with a program called a family opportunity loan, your lender should know about the program, if not then send me a massage and I'll give the contact info for a lender that I use.

In NY, business licenses are more oriented toward retail or certain services like cutting hair or massage.

They said they would: 1)take out the old tiles around the shower walls, 2)replace the floor shower tiles which are currently uneven and result in water pooling in the corners, 3) and replace the damp drywall behind the tiles on the walls, waterproofing it, and treating any mold before reinstalling high quality acrylic tile boards instead of tilingWe would like them to also add an exhaust to the bathroom that will vent out to the roof but they said they can't do that since they are not licensed in that area.

@Valerie Smith, yes I light sand and wiped down,Sherwin Williams Multi purpose Latex PrimerSherwin Williams Pro Classic Water Based Acrylic Alkyd, semi gloss- For White cabinets I recommend "7005 Pure White".

Home depot sells acrylic tile paint for like $50 a can.

A common mistake is to try to massage numbers to figure out how it MIGHT work so that you can rush into a deal just to say you did it.  

I prefer to ask my local lawyer who specializes in landlord/tenant law and has leases that they used for decades on thousands of cases and they have been changed and massaged for local rules.  

Also look at syndicator and make sure they are not using short term debt to massage the numbers early on to get an investment. 

Thank you, everybody, for responding to my post, I sent you all a private massage 

sure it requires more disclosures to be signed like FHA Cert/amend that needs to be signed by all parties and for older buildings you'll need Lead based paint (LBP) disclosures signed by all parties and these arent physically hard things to do but it shapes the perception of the seller of more perceived risk if there are no professional lenders or agents present to explain and massage these forms in the psyche of the seller/buyer conversation.Are there repairs to FHA that make it more difficult ?