While some reductions might increase short-term costs for investors, a more balanced budget could stabilize inflation and interest rates over time.

I purchase my personal investments to maximize their equity and hold long term.

However, I'm drawn to the long-term benefits of multifamily properties.

They said they'd accept a 6 month term instead, but they're not being very forthcoming about what their sales record has been (I asked for the last 12 months just to get an idea, but they ignored the question :( ) and I'm getting a not-so-great feeling about working with them....The home is 2-stories, attached garage, 4bd 3ba, 2269 sqft and sits on a corner lot with a huge backyard (lot is approx .13 acres or 5662.8 sqft).

Hey , yea thinking more on this, having other positions would be a tough sell.My strategy for substitution of collateral is to get better debt terms on an investment I want to buy.Ex.

Below, I outline several incidents that demonstrate the importance of vigilance in this industry.Incident 1: Noble Capital LoansNoble Capital Loans presented itself as a Georgia-based corporation with favorable loan terms.

I think you have to employ mid term or short term strategies to get actual cash flow in year 1 on a 2-4 unit in a good location.

the terms of your agreement with the agent will lay that out

I read this as someone using a short-term lens to focus on a long-term issue. 

I'm still new to real estate investing but I'm open to feedback  @Jade FrankIt really depends on your long-term goals.