I did re-create the provided pro formas and did some stress testing of their assumptions.

That is owner occupied starting 2025.I will test (if approved) STR or MTR…on the other unit, but also Besure it works for LTR.We both have good credit, DTI is way low, great jobs, and money saved to start this process.Here in Lexington KY I feel it’s hard to find duplex in a decent area unless it’s over $500k.We each prefer under $300k for a duplex.

I now have to have the entire property tested.

Here you can test the waters with 3.%-5% down, have your own place, and then see if you want to continue investing (chances are you will:))

I haven't actually used property management in Houston, but if I ever do I was thinking of testing out Emerson Property Management (@Cameron Tope commented above) as it seems like they have good reviews and good pricing.

The approval process is much less intensive than it would be for a conventional loan as the DSCR loan is low doc and will primarily be based off the cash flow of the property and your FICO Score.

@Clare Yuritch /  @Byron Valles are you using it for personal use or with clients as advisors@Jake DeBoer I'm testing it out for personal use but we have been looking to switch our planning software.

I know there are individuals working on data analytics for this as I've been contacted by a few who have early models they're wanting to test.

The recent period has been emotionally intense, marked by earnest discussions with investors navigating these very challenges.

Hi Nida,I'm a bit late to the party but better late than never I guess lolIn the search bar here on Bigger Pockets or even a Google research will reveal a lot of info about certain companies.I'd always like to joke around and say that "Google is your best friend" when looking to work with someone new lolI'd like to second Jason's comment who has been around the turnkey game for a long time and has probably conducted due diligence on many if not all turnkey providers over the years.Not many have stood the test of time and I'm proud to say that we have.Not intending to plug my company as we have many battle scars that started from day 1.But still here and still battling away 🤓Why we survived and thrived unlike many others was keeping our operation small and boutique and only doing deals on our terms.Low volume sales and thorough investor pre-qualification (As not everyone that has a pulse is necessarily a good fit for what we can provide).Some investors did better than others but one thing I can happily say is that we always did our best for all.I believe a very important component to any "true" turnkey company is that the penny ultimately drops must drop with them.Meaning, if you invest and things don't go the way as planned it is entirely up to them to rectify.No finger pointing or passing on the monkey to someone else (Like a realtor, contractor or PM).A true turnkey company stands behind it's properties, rehabs and in-house property management.Key phrase here is "in-house property management".Everything must be under the same roof and the provider must take all responsibility for the outcome of that investment.Wishing you much success