For instance I’m only 15 however my real estate journey is starting with my dads friend who is big in the business.

Cash flow-oriented investors would do well in this market, since Montgomery’s rent-to-price ratios are very favorable—for instance, we’re seeing $150,000 properties in B/B+ neighborhoods fetch monthly gross rents of $1,200 to $1,300.By the way, if you’re looking for financing, a debt service coverage ratio (DSCR) loan could be a good option for you since you’re an international investor.

In some instances there are alternatives to foreclosure.

A renovation loan for instance, you make draws on the loan making the balance higher.  

Your traditional bank in most instances is going to take the loan and resell it on the secondary market.For House Hacking, my favorite concept is  purchasing a duplex, triplex or quadplex, you accomplish 2 things in 1 step, you get a roof over your head, and at a minimum you get someone else to help pay for your mortgage, and when its time to move out, you already have your 1st investment property under your belt.

a loan that is used to buy your primary residence is a purchase money loan.. in this instance again as stated no judgment can be gotten against the original trustor.

On my new builds in Oregon that are in high demand.. buyers commish is going to be negotiated per deal.. for instance my last lot that will allow a knock out single level I am NOT offering any commission to the buyers agent I have a buyer for it.. their agent is going to list and sell their current home which is a 1.5.. and they will have to negotiate their fee with their buyer on my houses which is 850k..

Investors are tripped up when the prior owner changes the use without permitting the changes and in those instances a rental license is not attainable for the new unit counts.

For instance, a customer might be doing a ground-up spec build and we might say "Lesser of 80% of cost or 70% of ARV".

Every instance of sub2 buyers I have seen have been that, chasing rainbows, and with no financial strength to perform going forward.