Additional DetailsI’m willing to invest in out-of-state properties, though I prefer areas with good property management options.My primary focus is passive income, but I’m also interested in value-add opportunities.I want to ensure these investments provide strong tax benefits and diversify my portfolio.I’d love to hear from experienced investors:What would you do in my position?

I'd prefer 30 year fixed rate debt at 7% over this arrangement unless there is something that I am missing.

The calculator finds that the annualized interest rate, or if you prefer return on investment, is 9.43%I hope this clarifies.  

@David Lewis I prefer real estate over stocks due to taxes. 

Yes, as I'm doing more research, I'm finding that I would prefer to invest in markets that I know personally, so as not to rely on external variables completely.

We would have preferred to work with them within reason to make it a quicker and easier process.

Then, we match the properties that passed the data mining engine against the specific financial situation and goals of individual clients.

I'll try to get in touch with everyone individually (though I'm not used to how the forums work yet).I'm also not sure how to make the at replies work, so that's a bit of a bummer.Anyway, as for location I'm in Kumamoto and investing mostly locally.

Do have an idea of your preferred acquisition price and how much rehab might be required? 

Though if an individual were paying for her or himself, I’d say go with the home-study version for a fraction of the costs of the live seminar….