DSCR loans definitely seem like a good tool for scaling, especially with strategies like BRRRR where cash flow is critical since it doesn’t rely on personal income or DTI, making it easier to qualify while keeping cash flow positive.

As for the refi side, DSCRs are an excellent tool to utilize as they are based off the property, not you as the borrower, so no DTI hits / personal income verification required.

If there issues that need to be worked out with the 6-unit property, I would utilize that as a negotiating tool to work out a seller financing strategy with the current owner. 

Not a right or wrong answer based on your investment horizon but a good tool to use.

This is an essential tool for anyone buying a tenant-occupied property. 

BRRRRs are a useful tool for the right scenario, but it sounds like you have the opportunity to buy a house with basically no cash in, and with probably some of the cheapest financing available.

Seller financing is just one tool of many in how to finance a deal.

Be sure to check out the free tools BP provides to help analyze deals you may have and also market insights.

I signed up for a 7 day free trial to try out the tools, but I forgot to cancel on time.

And if you work hard, you can even find a cash flowing triplex or quad, so you can get a DSCR loan with little income to show.The comments saying it is hard are correct, but nothing good comes easy and it would be a big shame to forgo the #1 best tool in real estate investing, house hacking, without even giving it a chance.If you want to work hard to create something for yourself and your family, current or future, please reach out and I will help you look for a house hack that will kick start your investment journey.Best of luck!