Who cares about lifetime interest costs, except to the extent you can easily lower them (refinance to a lower interest rate) to increase your cashflow.

I did most everything I was supposed to do, increase my income, decrease my living expenses, save cash, etc.. 

The biggest challenge is a lack of quality homes and a rapidly increasing demand for vacation, second and primary homes.

Increase in property value as a long term hold until the right number comes around that you were looking for. or b.

With your income, you may qualify for an FHA loan with a smaller down payment, but buying now could limit your borrowing power and increase monthly payments.

Diversifying geographically can also reduce risk and increase long-term returns.For example, there are several markets across the U.S. that are ideal for new investors because they offer affordable entry points, reliable cash flow, and strong economic fundamentals.

@Jadan WilliamsIf I were in your shoes, I’d start by clearly defining my investment goals and identifying target markets with strong job growth, population increases, and development potential.

The margins are tight which increases risk.

You already mentioned Mid term, which can be a great way to increase cash flow.

Though I expect that to increase in the future when more ADUs are constructed.