I am hoping to make connections to learn more about this market, which neighborhoods to focus on, as well as learn some pro tips as I begin my investing journey.To note, I have begun the loan pre-approval process and have a dedicated agent that is eager to find me a great property. 

Most mortgage companies will not call loan due if payments are current but you do run that risk and need to be prepared to payoff or refi at a moments notice.

@Denise Brown-Puryear I am biased as I co-own BIFI Loan Servicing.

"District South was financed with a fixed interest rate construction loan from our partners at First Financial Bank NA.

One thing I continue to think about is how valuable 2-4 unit properties are becoming, and will continue to be, since Fannie/Freddie took the income restrictions from the 5% down conventional loan option for house hackers. 

Last year one of our lenders would not lend to new customers or customers who have never did a commercial loan with them.  

If you are already experiencing slim profits with a fix and flip loan, it will not be any better on a HELOC.

What are your Loan terms and P/I relative to the cashflow after taxes?

However, there's a loss on the 2023 Tax Returns, and Net Income is $45,000 in 2022 (Client has lots of writeoffs) What loans could I use that only consider:- Bank Statements - 1099s - Credit Score Please contact me with options.

@Nick AmDepreciation is a ZERO % interest loan.