@Josh Miller Here in MA it is very common to see frozen pipes burst.

They can save you things like busted frozen pipes, etc.Time is changing.

Community Property/divorce issues aside) and as soon as a lawsuit came up from a tenant all of their assets were frozen.

Given KC has a tendency it get cold in the winter, (cold enough for frozen pipes) I think I'm going with the revert approach - but wanted to gather input from others.Appreciate the assist!

Large 4bed/2bath for $12,500 compete with frozen pipes, destroyed hardwood floors etc etc.

Vandalism, frozen pipes etc...

The difference is I knew that if I did nothing and remained frozen in fear, I would fail.

I've limited my criteria  to markets without regular hurricanes and tornadoes, floods, earthquakes, wildfires,  snow/ice/frozen pipes and reasonable LL-tenant laws. 

For example in 2001, as the events of September 11th happened and the world stood still, I was completing a home I had been building for the previous 15 months.Just as the air traffic was frozen, so was the real estate market and, as a result, I couldn’t sell my primary residence which would have enabled us to have the needed down payment to purchase our new home.

@Jordan Moorhead it would not be a rental, strictly for my wife and I.My wife keeps a calendar with our times “up north” and we average 45 weekends a year for the past 5 years.And I understand people not getting the cabin thing for us up north, but we also drive cars on frozen lakes!