We deal with the issue frequently.

You'll get a sense of time commitment to OOS investing and saving more for investments. 

Yes, our borrower committed fraud. 

So, if I commit fraud through my LLC, I’m still liable personally for fraud.  

Much less frequent, but we also weren't allowed to participate while my husband was a housing commissioner, as it would have been a conflict of interest.

Unfortunately, she frequently turns it off to save on electricity, which exacerbates the issue.i have also sent her extra radiator heat so can just plug in , but she refuse to use because she has to pay high electric bill.She complained about the unit's insulation and requested that we install an additional baseboard heater( whats the use if she doesn't turn on the heat) .

we see it done frequently and have done it but we will not go above 50-60% and require cross collateralization of 3-4x the amount being borrowerd.

What would you need to see in/with my letter of intent to be convinced of my commitment?

I'm at a stage in life where my time needs to be allocated most to my career as a physician, to my family, my church, and my other commitments, duties, and hobbies.

A lot split with 3 year commitment to OO will be a slow scale, but for someone starting out it s low risk with solid expectation of return.