But remember this person just went through a natural disaster is in a very vulnerable state, please be ethical.

For wholesalers I have heard that Simple Wholesaleing with @Brett Snodgrass does a great job and they sound pretty ethical and I would also recommend @Andy Rumple who I met personally and seemed like a great guy.  

Your tenacity and work ethic got the job done, good job proving the naysayers wrong.What do you use to find these deals?

It's unbelievable how people justify their own ethical lapses based on someone else's behavior.  

If he did tell you, then he has to tell everyone that submitted bids per the NAR Code of Ethics. 

And while I believe most lenders tend to the ethical side, it's the people who aren't that force us to create rules/regulations to protect everyone else.There does seem to be some nick-nack fees there, but all told, at that rate, it seems like you should just zip the lip, grab that cash, and RUN!

So long as my morals or ethics isn't crossed, you have to look at the big picture.

What I bring to the table:- Stable income/employment history- Handy and technically minded- Great with excel and programming, should translate well to custom analysis tools and automation- Commitment and discipline to spend the next decade grinding and doing whatever (legally and ethically) it takes to be successful.Thank you for taking the time to read this, and thank you to everyone involved with bigger pockets for facilitating this community.  

He is under a legal and ethical obligation to get the best possible deal for the seller.  

These are professionals with additional training and a stricter code of ethics.