Even the modest 4% annual appreciation equals wealth gains far above any monthly cash I can make on a rental.

Just to be equally critical of both parties, and make everyone mad, here are two examples: - Imposing tariffs on China absolutely contributes to inflation in many consumer goods. - Giving first time homebuyers $25,000 absolutely contributes to housing price inflationGetting some conservatives running for office to change their mind on the first point ain't gonna happen.

He might accept 10% down on the new buy with an equal amount as a lien on the building you already own.

We all have to abide by the FAIR Housing and EQUAL and FAIR CREDIT ACTS. 

Structure the deal so that the purchase price is low and adjust the interest rate to equal the agreed upon payment.

Robert Cialdini notes that creating a sense of reciprocation is one of the best sales tactics out there, even if the items being reciprocated aren’t anywhere near equal in value (like a 12-month lease versus a $25 gift card, for example).

In Denver and Colorado Springs, our house-hacking clients can usually get rents equaling around 75% of the monthly payment.

What is their basis for this belief? 

We covered the whole state of NJ so a central location would have been equally far for everyone.

A different topic, but equally important.Ironclad docs, indeed.