Introduce yourself to at least 1 good criminal defense attorney11.

You have your insurance as your first line of defense then you have the LLC.

Forensic loan auditing is a bad move, in my opinion, because once you call out the legal dogs, the lender is defensive, not cooperative, although the lawyers say otherwise, of course.

(a) It is an affirmative defense for a natural person who is a defendant in a civil action brought under Section 891, or a criminal action brought under Section 892, if all of the following occurred: (1) The defendant used the rental revenue due but not paid to holders of mortgages or deeds of trust to make payments to any of the following: (A) Health care providers, as defined in paragraph (2) of subdivision (c) of Section 6146 of the Business and Professions Code, for the unforeseen and necessary medical treatment of the defendant or his or her spouse, parents, or children.

Now, now...don't get all defensive.

Strong National Defense and National Pride 2.

That right there is enough for a defense attorney to jump on the settlement bandwagon.

I came into this thread asking you to pony up some proof or details on deals you have used with this program and each time you get defensive the more I ask the more you get defensive which proves my point.

Furthermore, you stated: I would not do it because of the potential liability for my client and myself is too high.You are certainly entitled to your opinion and how you operate, but that again is in defense of an agent.

Their defense is they couldn't see it on inspection (although... they actually didn't do a home inspection), so there's no way they could have known.