Just make sure to scrutinize it for any underreported items or inconsistencies.- Set Conservative Estimates: For CapEx, maintenance, and make-ready costs, consider building in a buffer to account for unexpected expenses.

It makes no sense to me.   

If the software is not simplifying your life or making you more accurate, you shouldn't use it.

I contacted the bank and they told me the person needs to go through the regular qualifying process such as income, credit core, employment history, etc.

I appreciate the input and with think through this decision.

For example, our process on setting fees and splits is to underwrite conservatively for LPs to get 80-100% ROI on their money in 5 years.

We have a RE attorney & mortgage broker to make sure our operation is legal & compliant.

Raising reserves makes sure they are present day one, but also dilutes overall returns. 

Just going through the process itself is an invaluable lesson.

We target land plots that can make a minimum 5x equity bump or return on equity spend within 6 months and those would be sold out of the QOZB land fund.