Our insurance here in Mississippi has shot up recently and is killing a lot of cash flow, at least here in the South. 

Mint did a decent job for me previously, and Credit Karma is less adequate. 

I only hold decent properties in nice areas, modern construction, etc.

A decent home away from the water in Rockwall should cashflow (unlike Plano and Frisco), look off John King blvd, or parts of Fate.

OH gosh over the years I have had all sorts of weirdos take pot shots at me. 

I have a rental property in Idaho and a decent home is upwards of $400k, but rent is maybe around $2,000.

I even took a screen shot of it somewhere.

If you got your credit decent you can start soft shopping for conventional/fha home loans if you didnt do so well improving  your credit this is where you start looking for private  lenders, partners and investors.

Here are some very UNSCIENTIFIC conclusions I’ve drawn from empirical evidence1. 75% or more of syndications need rising property prices to obtain even a decent risk adjusted rate of return.  

But if your numbers are correct that's a decent deal for sure for a 3/2.