These homes are what most people picture as “home” and lend themselves well to coliving strategies.

• Is this a better strategy than using your own name, capital and credit to start out?

Hi @Drew Sygit, thanks for your response.You shared some good insight, particularly about the classes of tenants that would push back against the strategy I proposed originally.

those are much more compelling than running a bunch of data and picking a random low cost market that you don't know anything about and don't have a network in.hope this helps

Also, long term, I expect Sac will enact tougher restrictions on STR, given the intense housing crunch we're experience, so I personally don't expect that to a be a good long term strategy.

I personally like the buy-and-hold strategy and we help clients who share this long-term, wealth building mindset. 

Quote from @Gregory Schwartz: I have 2 very close friends who grew well beyond 2 rentals with this strategy. 

Do you have an idea of your strategy for getting started?

Personally, I advocate for a long-term investment strategy and would recommend investing the funds, provided you are comfortable with the expected return on investment over time.

SubTo (Subject-To) can be an excellent strategy when done right.