So you can scale that if you want.FHA is for people with poor credit and very little down payment.

@Angela Simon, If it wasn't your son there is a small chance that your accountant would let you purchase the 50% of the property you don't own. 

I would look for a low interest line of credit to put on the property and lend at a higher interest rate.

.; and capital to pay for options, marketing, legal counsel, accounting, tax advise, etc.  

We own 3 other rental properties that have a 6.5%-7.5% APR, and no credit card debt or any other high interest debt to pay off.

You fill out an application, provide proof of income, credit report, list assets, list liabilities, and so on.  

@Katie Camargo I would consider: HELOC or Cash-Out Refinance:Post-closing, the higher appraisal gives you the potential to tap into the equity via a HELOC (Home Equity Line of Credit) or a cash-out refinance.

To answer your questions here though:Alternative options - I was going to sell all my stocks and etfs, take out a HELOC, and some credit cards to try to shoestring together enough to the deal without a hard money loan. 

For context, each tenant has a separate security deposit escrow account.

One of the key challenges I’m facing is understanding the financing options available to someone without Canadian residency or a local credit history.From my research, it seems that a 35% down payment is often required, with interest rates around 7.5-8.5% for non-residents.