Granted there is a cost in hiring an agent, Having someone analyze each deal with localized knowledge is worth its weight in gold.

It was the best solution but it did cost extra. 

Now, if she had someone she implicitly trusts to manage it, as though she were present, that might work, but the added costs would probably make the endeavor non- profitable.  

The city also benefits from a relatively low cost of living compared to other major cities, attracting both renters and investors.

If you think you will have it for less than 4 years I would say go with the HELOC because you have less origination costs.

Agents are also advising you to look for expensive mistakes (like checking the sewer which could cost 5-40k) and using their network and contacts to find homes off market or FSBO.  

Contrary to most business lending, the REI industry has a lot of "non-bank" lenders that provide attractive loans that can lower your cost of capital and improve your profit/cash flow. 

If you own 25% or more of any LLC you are required to register with a FINCEN ID for beneficial ownership by January 1st or you could be subject to $500 per day fines.Have you taken care of business?

There will be a huge gap between coverages and replacement costs. - Renters are majority uninsured. - In September 2024 the FAIR Plan had $6B in exposure to the Palisades alone.

One issue that I'm noticing is the range of reported insurance costs.