I personally would rather just continue with the second bank, why go back to the first one.

Two, you'll have a much easier time obtaining a mortgage product if you have a track record of W2 income.In the meantime, continue implementing the strategies you mentioned: save religiously, build your credit, pay any existing debt owed, etc.

The reason is, you must continue the interest clock on each year's taxes to up to the present, at whatever the interest rate was at the time of the auction.

I would just continue to grind over the years until you have the ability to pay for the DP yourself. 

@Jonathan Klemm my hope is to continue to look for opportunities, primarily multi-family but also SFR. 

The reason that I did not think it was for me is it did not have a function for estimations. 

Continual use of buzz words to describe their concepts and 2.

HUD 4000.1 (I believe) is the latest HUD handbook and it goes over all requirements for originating the loan, including but not limited to occupancy requirements and exemptions.FHA occupancy : "At least one Borrower must occupy the Property within 60 Days of signing the security instrument and intend to continue occupancy for at least one year."

In 2021 there were two competing ballot measures that the citizens of Denver voted on - one measure from open-space advocates that would continue to prevent WIP from developing this parcel, the second measure sponsored by the WIP themselves that would exempt the property from the current zoning restrictions. 

Or only to properties being managed in an external Property Management function?