Actually fairly common, depending on what you're looking for property wise going forward. 

It’s common that this topic is misrepresented.

Here is a fresh example, and it actually came from another tax firm (not mine) specializing in real estate.Let me briefly tell you why I crossed out their pitch:Strategy 1: depends on your 2025 projected net income vs your 2024 net income, among many other factorsStrategy 2: can backfire amidst the uncertainty of future tax rules regarding bonus depreciation, and also ignores alternativesStrategy 3: no rush to do it before December 31stIf you decide to continue reading, I will give you a high-level overview of the most common EOY tax strategies, obviously without an actual discussion of each one.

Quote from @Steven Stanimirovic: Hi Rich,The prepayment penalties you’ve encountered are quite standard with DSCR loans, as lenders often structure these penalties (commonly called "step-down prepayment penalties") to offset the risk of early loan payoff.

Common examples include difficult grading, or an irregular lot orientation. 

Problem: Alignment - this is hands down the most common mistake that I see.

Fixed rates are very common for note funds.

Quote from @Sarah Kensinger: In some properties we might stash some under the bathroom sink in case a guest forgot theirs, but it's not something common we do.

Hi Daniel,Your challenge is common in today’s market.

That being said, I think it's just a common sense to avoid pitfalls to the extend possible and not give anyone, especially unscrupulous, unethical buyers and some overzealous gov attorneys a pretext to fine me into bankruptcy and portray to public as a "bad guy" (so they can avoid going after real bad, big guys that lobby and hire them for their own nefarious purposes).