The combined cash flow and appreciation from these new investments could potentially surpass what you're currently earning, even if the immediate cash flow isn't as strong.

A bit of clarification on the larger property: "That large property also makes the same as the smaller 8-10 properties as well"Are you saying it makes as much as the the 8-10 smaller ones, or as much as the the 8-10 smaller ones combine.

Why even entertain lending to them?

Perhaps combine a direct mail campaign with your text message and cold call campaign.

My goals would be to increase monthly cash flow and have more access to the property's equity for things like Cap Ex, etc....Here's a blurb from a lender's website:"By combining banking functionality with home financing into one dynamic instrument, borrowers are able to save tens of thousands of dollars and years off their loan""Designed after popular programs around the world, the All In One First Lien HELOC is the nation’s first transactional offset type-mortgage program.Home financing and banking combined:Deposits lower your loan’s principalFunds remain available for expensesInterest is calculated on the average daily balanceThis lowers the monthly interest paymentsTens of thousands of dollars can be saved over the life of the loanMortgage freedom can be achieved in half the time or less

The Real Estate Guys: This podcast offers informative and entertaining shows about investments, home renovations, financing, or housing news.Remember, every successful investor was once a beginner.

A combination of both.What do you think is the best option?

The modest purchase price, combined with an ideal renovation budget, presented a prime opportunity to improve the home’s market appeal.

This can bring you steady income with less frequent turnover and lower maintenance than STRs.Executive Housing/Corporate Rentals: Atlanta’s entertainment and business sectors drive high demand for corporate housing.

PAL rules have a curve that drops to zero at $150k of combined income for couples.