With the house of cards-like strategy with Tardus, it won't take much for it to come crumbling down. 

I am profitable right now (cash flowing between $1200 and $2500 per month depending on the season), but don't have any desire to raise my monthly payment with a cash-out refi (nor am I likely to match my current rate).

It’s like trading baseball cards back in middle school.. you get the shiny new card you’ve had your eye on, and you don’t pay a dime until you finally decide to sell and pocket the profits.

It takes away your trump card... who wants to evict a sibling? 

Make sure you get professional photos because the bar has really been raised for midterms over the last year. 

@Gina Weibel, I am curious what your questions are about raising capital.  

I’ve gone back and forth on doing grocery cards, gas cards, or restaurant cards and feel the discount just works better for me.

Now you just need to raise funds to buy more of them.

We got a small drop last month but nothing worth bragging about.I was thinking of doing a refi with dropping rates but doesnt seem like thats in cards currently...Thank you The bond market happened.

The wild card is RISK.... if you pay off your primary, there is no risk Use it to buy rentals or other investments, comes with some risk.