You can bring pepper spray pretty much anywhere, so no need to leave it in the car when there is "no guns" signs.

It does not matter whether you are starting a real estate business, restaurant, car wash, or amazon commerce business - the lender will first look at you and your partner and how much skin you have in the game, your experience and the risk of the loan not getting paid. 

On another note something that would reduce general inflation is getting rid of the laws that force (limiting competion) auto manufacturers to sell cars through a franchise dealer model.

Especially if you are going to house hack, if you earn $50k salary on a W2, you can likely buy about a $200k house (yes you need savings for down payment, so that ramen life, keeping the college, paid off car, and living at home, if possible, or with as many roommates as you can find will all help).  

Condos are starting to get condemned, which means people are having to vacate units.I'm telling you right now, I'm a JD (not a practicing attorney) in Florida whose business is being an insurance expert for carriers, working with engineers. 

Quote from @Renee Ward: In a quote for an umbrella policy, when I see it in writing it is labeled a personal umbrella policy with our primary home cars etc. 

Once we have platted lots all engineering details are done . 

Twenty years ago I purchased an old car dealership at auction in Bryan, Texas for about 10% of REPLACEMENT value.  

Asset protection in case one of us getting sued (I think it was a BP podcast episode where a lawyer told the story about the son hitting someone with the car and the family of the kid that got hurt suing them and them having to surrender their house.)

But park anywhere near the Superdome and your car's windows will be smashed or you will be carjacked and possibly killed.