And assuming a 0% return on the $200k you could have in the bank earning $10k/year if you sold. 

As expected the banks I've talked to thus far (that I have great relationships with) are skeptical about funding.

All they ask for is your last two months bank statements.

I've done it multiple times on primary residence and was just able to do it on an investment with a local CT bank. 

Robbing a bank to pay rent is a CRIME.

Credit unions, banks, mortgage companies and private lenders.They all had the same answer.

Sounds like the velocity banking stuff that was popular for a while.

Someone with $10M in the bank in cash just needs to put a lot of money to work and time value and tax write off is more interesting to them than a hungry investor in their 20s that has never found a deal.Honestly, books are great, but they are about as "boiler plate" as you can get as I'm sure you're discovering.

It's a banking and bookkeeping platform built specifically for real estate investors.

Start by talking to a bank/loan officer to see how much you can borrow.