Before signing up, i asked if I could talk to a FS student to so they referred me to a woman who had good things to say.

This is amazing!

You have amazing loans that were, no doubt, acquired because they were primary residences.

Nice to hear your son is also getting into the rehabbing thats amazing for that age!

Thank everyone again I'm new to this site but it is an amazing sounding board and everyone gives such amazing feedback. 

The character of a wo/man shows when the ship is taking on water.

Philadelphia is also an amazing city.

Owning property is amazing, don't get me wrong.

Well....should you invest in a city where the people elected a woman with foreclosures, liens, judgements, garnishments, ethical violations from the state ethics board,  misused a city credit card, went three years arrears on her federal taxes all while yelling for other people to pay "  their fair share, " left skeletonized dead bodies hanging over Canal St for months on end covered only by a tarp until the wind blew it off to reveal to our horror her blatant disrespect for human dignity?

Quote from @JD White: I am just starting with KSY and it's not going amazingly.