Based on most of the work I do with HMLs/PMLs on behalf of my clients, 12% at 70% LTC seems a bit more conservative.

Then they will release the funds based on what is finished.7) Sell the home and payoff the loan / rent the home out and refinance the borrowed amount.Hope this helps give a simple time-line.

I determine the wrong number percentage based on how many people text or call us back saying "wrong number".

Is the portal a downloaded application or is it a web portal?

What is the current market valuation of the property based on comparable sales (defined as similar properties, within a 1-mile radius, within the last 30 to 180 days, that are within 10% of total square footage)? 

Alternatively the other side of the city (Pikesville, Towson outskirts) still decent rentals but they are farther from employment centers.

The only reason we don't qualify for traditional lending is because I took some time off to help my terminally ill father, and my husband has been in a commission-based role for less than a year (the lender said you need 2 years of history for that).

Ground up loans are very experienced based.

We only have one small property, so I manually adjust the price based on what I see for the month. 

I'm looking for alternatives, I liked LandlordStudio actually but I hate the name, seems so impersonal to the tenants and not in their favor.