The only relevant facts I see are the data you have in front of you today:-You've got ~$13k in equity today-You can never refi at Fannie rates (allegedly)-Before 2021, you have to sell or pay $150k cash.- You're not cash flowing today- You won't cash flow in the futureFrom my chair, you're just sitting on a bomb with a 6 year fuse.

I use a yellow letter mailing service that allegedly only mails to list addresses that I provide.  

The US justice department has filed a sexual harassment lawsuit against the owner/landlord, alleging that at least 2 female tenants in past were subjected to "egregious sexual harassment and retaliation".

They aren't paying rent, they just left and allegedly went to rehab?

:In late 20017 CCFG dba DiversyFund and BRE (the California Bureau of real estate) reached a settlement on the previous charges against the company, after the BRE review of CCFG's response to the BRE allegations.

That way when it's in front of a judge and you're alleging that the HML did a predatory loan to an owner occupant in violation of Dodd-Frank, it's your word versus what the HML has in writing - the HML will win that one.

I responded with my back info reiterating that I am not liable because the alleged damage is actually wear and tear.  137 days: LL emailed me with a final bill of $1231 ($81 dollars over the security deposit).

When there's an exception to that, it usually involves kitchens or bathrooms, or a house that was so beat up no one could get a mortgage on it at all (eg, a flip) and someone had to pay cash.

I responded with my back info reiterating that I am not liable because the alleged damage is actually wear and tear. 137 days: LL emailed me with a final bill of $1231 ($81 dollars over the security deposit).

It alleges an unpaid balance of $200 (no details about what this charge actually is for) and says if I do not pay within 10 days they will report the delinquency to credit reporting agencies and turn the debt over to collections.