My initial interest in out-of-state investing stems from the high cost of multifamily properties in New York and the state’s renter-friendly laws.

Quote from @Obed Calixte: There are a ton of free tenant applications online and through property management software companies such as turbotenant, rentspree, zillow etc.You will want your application to meet any state specific guidelines (if applicable). 

There is an incredible amount of points to consider when weighing the options on something like this and honestly, I don't recommend it to very many people at all ....even seasoned tradesmen and investors.

Essentials include pack ’n plays, high chairs, safety gates, and easy-clean surfaces (no white sofas!).

The Subto community is like an online real estate country club where everyone is trying to help each other.

There is a lot of conflicting info online in regards to these situations. 

Does anyone know of free online resources or price per report resources? 

I'm a real estate investor in Maryland, but I do have some tips and strategies on securing financing with limited capital.

I am curious if anybody can recommend a lender who would allow me to go through with the subject-to deal right after the refinance.

High interest rates are deal killers IMHO.