Hotel/Motel, Condo, Apartments all have had substantial rates because a lot of companies have either stopped writing the business or non-renewed it and the companies that will still write it have to take premium because of the risk they're taking on.I know that doesn't help you at all but my advice would be if you have an independent agent who you trust and like and believe they're doing the best they can for you stick with them and let them work all the markets for you.

I'm a big fan of Wes Moss's work and used that as a guide to become financially independent.

Hi Taylor - As others have mentioned, when buying a property below market value, it’s essential to document its condition and get an independent valuation.

That way you obtain the liability protection of each property owned by a separate, independent entity, yet only incurr the formation and operating costs of one entity.  

Moving on there was something that stuck with me while being here which was “Write your declaration of independence” meaning defining what will set YOU free. 

Many will go into bankruptcy, people will be laid off in droves.I was visiting Thomas Jefferson's farm in VA a few weeks ago and learned that while he wrote "all men are equal" into the Declaration of Independence he also had 650 slaves working his lands.

He definitely made July ‘Independence Time’ for me.

You can learn to do this independently or get a rockstar REALTOR to lead the way.

But when analyzing my portfolio, I have to assess each house independently to identity outperformers/laggards.

But, since agents are independent contractors, I never checked into how that applies.I don't track after this too much.