@Ivan ChirollaThis is not a black and white matter, and would be best addressed by speaking with an ERISA Tax attorney.Technically, a parent in-law is not a disqualified person to an IRA. 

I've seen A LOT of issues with new construction: using the cheapest materials available and cutting every corner possible, gaps between sill plates and walls or around windows and doors that you can see daylight through, offset sewer lines because of settling or someone driving heavy equipment over the line, black mold in the walls, testing positive for meth, foundation settling (harder to see it or predict it with newer homes whereas old ones have already settled) etc. newer definitely isn't always better.

So why can't it be more black and white?

Even though it's a "metal building" and you're not worried about structural integrity, at some point you will probably have to deal with a black mold/toxic mold issue.

For color, I would go either with a white color or more black for contrast.

Since then I've been clawing my way into the black, but still robbing Peter to pay Paul.  

I'm a contractor,& have worked with Realtors extensively.have your Realtor ask around the office for someone that does repairs/inspection punch list items, they will be able to clean up that mess for you at a MUCH lower priceYou most likely won't have black mold, but Dawn dish washing soap will cleanse everything of mold"Home inspectors will verify"secondly, after all the moisture,& suspected mold has been cleaned/dried, you can simply use good sealer/primer on wood,& concreteI would guestimate around $3,000-$6000 for the entire job including hardwoodsMake sure you block any air intrusions in the crawlspace areas, Colorado can be hard on water lines :O}

I also am a huge podcast addict (also the name of my favorite podcatcher app). 1.5x speed, more info in less time except for music and motivational.80% is investing (BP, CFD, a few others that are just okay so far), 15% marketing (various), 5% music, motivation (Brendon Burchard), and personal interest.I'm going out on a limb here with this one, but I enjoy listening to Simon Black on Sovereign Man.

I'm going to look u this REI black book!

The top picture is more closely what it looks like now, except more grey and less black.