If you are organized, present yourself in a professional way, and speak intelligently (i.e. you understand how the HELOC works amongst other forms of bank financing), someone will take you seriously.

There is no free lunch and it baffles me how many, seemingly, intelligent people believe the opposite.

The key to the long horizon investor is that a retail purchase now will be less than a retail sale later (later being undefined but not influenced by artificial pressure).   

The government is artificially inflating the cost of homes in an already inflated market.

with the rate at 5.125% I'm paying -$80/mth.Now as with most people, I will put down 20-25% and "artificially" make this positive ROI. 

Friend, you have just embarked on the whimsical adventure of missing the point.While milenials and their ideas have an important place in society, what I took away from Steve's comments to you was that the way in which you conveyed your thoughts seemed superior and egotistical....which doesn't fair well within this BP community, which is comprised of intelligent, creative, resourced, and experienced investors sharing ideas. 

Try not to create artificial vacancy if possible. 

When you use an escalator clause how to you verify the list agent isn't artificially boosting the price with other "fake" offers?

Rather they did it through intelligent use of various types of leverage, including debt.

You seem very intelligent/mature for 16.