I'm assuming you either need major collateral, major assets at the bank, or doing millions+ in revenue (like Apple or Microsoft).  

I've found the best way to compare apples to apples is to give a lender a scenario (house listing or price & DP amount) and have them put together an initial Loan Estimate that will detail out all the expected fees and closing costs.

This was originally a barn built in the 1940 that was converted into a home in 1996 by a non-licensed handyman.  

My income level is under 50,000I have plans to buy Apple stock with the money.

It is on 2acres has a barn and a small house on it for 150,000 and is willing to owner finance. 

You have to make sure you're comparing apples to apples.

But the reality is that you'll occasionally come across bad apples, despite them looking good on paper. 

Hello, 
I'm currently looking at a property that has a large garage/barn that I'm planning to use for storage.

Loved the experience and will definitely use them again.Thanks @Catherine Barnes

Hey @Billy Barnes, welcome to the site!