But it would be nice to have access to the software and a place to basically wholesale the ones you don't want for yourself.

its most unfortunate that you had to go through this deception and theft from someone who is considered a professional in this business. we definitely appreciate you putting the warning out about this character. as hard as it is to find a reliable experienced contractor nowadays its even harder to find one that's not a crook and a liar and that's truly pathetic.   

And as mentioned above, if the lender you are speaking with doesn't know what that is...then you need to go to a different lender.  

I am a husband and a father to 3 children.

That's a horrendous fallacy and a weak mindset to think that real estate agents are buying the best multis.

And a few people who responded on this thread have outlined really well why some people would prefer a turnkey property over a different real estate investing strategy.

No problem, I had cash from a refi, a HELOC, and a personal LOC.

Here's the breakdown:Financing: We used a seller carry deal with 25% down ($100k), a 30-year term (balloon in 10 years), and a 4.68% interest rate.

I'm happy to share my experience as both a flipper and a lender.

And again, keep this to a single page, or at most a page and a half.