Many thanks for any insights & guidance.TimTim,Overall a moderately accurate analysis on your inquiries.

As long as you are coming out of pocket at around the same you would be renting somewhere else then you are still getting ahead in life because your tenants are helping pay down the loan and build your equity.You should also run an analysis putting in what the market rate rent would be of you did not live there.

If a student loan is in repayment, or scheduled to begin within 12 months from the date of VA loan closing, the lender must consider the anticipated monthly obligation in the loan analysis and utilize the payment established by calculating each loan at a rate of five percent of the outstanding balance divided by 12 months.

Yes if you have any deals you're looking at to get a second opinion and hone your skills of deal analysis I highly recommend submitting a deal for Dave to maybe review.

Let me know if you have any questions about using the BP calculators I would be happy to hop on a zoom call and show you the analysis tools 

I’m diving into the world of tract home development and looking to learn more about the financial analysis process for unimproved land.

Also responding has sharpened my deal analysis.  

It is all about the thrill of the chase, the analysis, the risk v reward...

.: Hi All,I was wondering are you still using the 1% rule when doing quick and dirty new deal analysis?

I have considered that a 3 year lookback might be insufficient for a complete analysis; but it's what's available right now.